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In order to be eligible for federal loans a Free Application for Federal Student Aid (FAFSA) should be completed and aid is granted in relation to student need, tuition rates with the college, and also other factors. I must add, I have never had just about any emotional disorder within my life and am a skeptic of anti-depressants. Cocci are sphere-shaped bacteria and will include streptococci, which can be chains of cocci bacteria, and staphylococci, that are clusters of cocci bacteria1.