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In order to be eligible for a federal loans a Free Application for Federal Student Aid (FAFSA) should be completed and aid is granted dependant on student need, tuition rates with the college, as well as other factors. I must add, I have never had any type of emotional disorder in my life and am a skeptic of anti-depressants. Cocci are sphere-shaped bacteria and can include streptococci, which can be chains of cocci bacteria, and staphylococci, that happen to be clusters of cocci bacteria1.